Personal Loan in Panipat

Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.

Loader

Apply for Personal Loan

Code Verified

Our Financial Institutions

  • HDFC Bank
  • ICICI Bank
  • Fullerton India
  • IDFC Bank
  • Ujjivan Small Finance Bank

Basic Eligibility Criteria

You're probably eligible for a Loan if you are

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Salary must be in your account

  • Minimum salary required Rs.15000/Month credit in bank

  • Minimum job experience / stability 6 months

Get Amazing Personal Loan Deals in Panipat Only @ Aapkabank


To survive in this competitive environment, we have to meet up with so many obligations in our everyday routine. To meet those long term plus short-term requirements on time, we acquire a personal loan. For any other loans, you have to mortgage your asset or other securities, but in case of personal loan, there is no such requirement. They are not secured against any asset. 

After fulfilling the basic requirements, eligibility, documentation process, you will be able to get personal loans easily. There can be a huge number of purposes for which you can take a personal loan. 

Many people need a personal loan, but they are not aware of who to contact, and for this, you can contact AapkaBank. You can get back to your normal life after a crisis with the loan provided by you without any charge when you apply for online personal credit through us. With the help of a personal EMI calculator, you can get to know about the sum of money you are to acquire. 

A top to bottom investigation of your history of credit can also be known before you apply for the free credit report benefit. Personal loans in Panipat can now easily be acquired with AapkaBank. Our qualified and skilled base personnel help the customers to get the best assistance. You can make your decision after comparing and choose whatever suits your needs. Personal loans provider in Panipat is helping you to get out of the financial problems in a very shorter duration. 

We look after your points of interest against the criteria of eligibility of various NBFC and banks. The different scopes of personal loans are available with different reimbursement period. The time of reimbursement will depend on the sum of money as well as the reason behind the acquired sum. We offer you the best deals in the various financial products that you can take.

Explore our official website regarding the documents, eligibility, and features


  • Loans available for both salaried and self-employed people.
  • Offers simple and easy documentation requirements.
  • You can choose the time period from one year to five years; it is as flexible as that.
  • You can now apply online.
  • Does not require any collateral security or mortgaged asset.
  • Easy and quick approvals of loans.
  • Offers are available for professional customers like for doctors, CA, CS, etc.
  • You can acquire loan amounting from thousands to lakhs.

Personal loan apply in Panipat can also offer low-interest rates for the customers who are having a good credit history along with many other factors which are also taken into consideration. You can get your credit score report and assess your score, and if it is good, then you can avail some benefits, and if not, you can try to make it good. 

So, now whenever you need a personal loan or if anybody around you or in your link need a personal loan, don’t hesitate to contact AapkaBank to get the best offers and deals for you.

                                                 FAQs

Q1. Where can a Personal Loan be used?
Personal loans can be used for any purpose such as medical emergency, wedding expenses, business expansion, house renovation, vacation expenses etc. It can be utilized towards debt consolidation, paying for the down payment of new house or meeting educational expenses. The uses for which personal loan in Panipat can be utilized is limitless. The banks do not put any restrictions on its use. This is the very primary reason that demand for a personal loan is high as any kind of expenses can be met without much burden on its users. Hence personal loan is becoming the first choice of many people.

Q2.What is the eligibility criteria for applying for personal loan?
For applying for Personal Loan in Panipatone must need to follow certain requirements such as there must be a regular source of income whether you are salaried or self-employed. This is an essential factor as it determines whether you are capable of repaying the loan back or not. Another important requirement in case of a salaried employee is the company where he/she is working, and also, the credit history plays an important role in determining the rate of interest. Also, one must be minimum of 21 years of age and not exceeding 60 years of age. One can easily apply and get personal loan online as well.

Q3. What is the minimum amount one needs to borrow in case of a personal loan?
The minimum amount that one needs to borrow in case of a personal loan varies from banks to banks. It depends upon different banks procedures and policy and also depends upon other factors as well. But usually, the minimum amount of easy personal loan varies from Rs.25000 to Rs.30000. It may vary, but this is the standard limit. It is advisable to go through different lenders to choose the one which fulfils your requirements. Sometimes it also depends upon the source of income of one applying for the personal loan in Panipat.

Q4. What is the process of calculating the maximum amount of the loan?
The maximum amount that one can avail through personal loan varies from person to person. It usually depends upon the financial capability of the person in repaying the loan. For salaried employees, the maximum amount is decided on the basis of their salary. The loan amount is decided in such a way that it EMI of the personal loan should not exceed 30 to 40 per cent of their salary. And in the case of self-employed, the maximum amount of personal loan is calculated on the basis of their profit. For this statement of profit and loss is analysed.
Also, if there are other loans, then they are also taken into consideration. Credit history also plays an important role in availing a low-interest personal loan in Panipat.

Q5. What is the time period for which personal loan can be availed?

A personal loan is high in demand not only because it can be put to multiple uses without any restrictions imposed by the bank but also the flexible tenure it can be borrowed for. The tenure for which personal loan in Panipat can be availed is from 12 months to 60 months. One can choose the time period as per their requirement, and it also depends upon the uses for which personal loan is borrowed. In some situation, a shorter or longer time period than the standard can be allowed by the lenders.

Q6.What are the various important documents that are required for a personal loan in Panipat?
The documents that are required for the personal loan may vary from bank to bank. But some key documents are required by every bank or financial institution. These includes:
• Document showing the proof of income.
• Proof of Address
• Documents relating to the proof of identity
• Any other documents as specified by the lender.
It is important to go through all the requirements of the lender before applying for the loan so that there is no headache afterwards. The whole process has been made simpler by applying for a personal loan online.

Q7. What is the process of personal loan approval?
The process of personal loan approval in Panipat is very easy. It does not involve a number of lengthy and cumbersome steps, and the loan can be availed within a few days which was not possible earlier as one has wait for a longer time to get the loan approved. The approval process depends upon the lender to lender. The process can be completed within 48 hours, or it might take a week or two but not more than that. All one needs to get it documents ready so that process of personal loan can be approved at a fast rate and you can then put the amount of loan to use. Moreover, it has become easier through personal loan online approval.

Q8. What are the rates charged on a personal loan?
Personal loans are unsecured form of loans, i.e. one does not have to mortgage security in order to get the loan. Being an unsecured loan, the rate of interest charges on them are slightly higher when compared to other types of secured loans. The prevailing interest rates are different as per banks discretion, but the lowest personal loan rate in Panipat charged is around 10.99 per cent. There are certainly other factors that also affect the rate of interest such as credit history of the applicant, the income level of the applicant, tenure for which loan is applied for and also other loans that are being taken by the applicant also affect the rate of interest on this loan.

Q9. How to compare interest loan rate?
The interest rates charged on personal loans differ from bank to bank as it depends upon a number of factors. One must compare the interest rate of different banks and other financial institutions to get low interest personal loan in Panipat. One can compare the interest loan rate of different banks through Aapka Bank that provides you with all the details that are required in order to make an informed decision. In order to get the lowest rate on personal loan in Panipat, one may consider Aapka Bank for all the guidance.

Q10. How to get the lowest interest rate on personal loan ?
As more and more banks, as well as other financial institutions, are offering personal loan in Panipat, one can compare the interest and thus get the lowest interest rate as per their requirements. Earlier one has to go physically to different banks and financial institution in order to know about the interest rate, which made it difficult to get the best deal. It has now been made easier through the platform of Aapka Bank that makes available the different rate interest of various banks or NBFCs so you can choose the best interest rate for loan.