Personal Loan Overview

Personal Loans are given by most significant banks and money related organizations to people without requesting the prerequisite or need in India. AapkaBank interfaces you to a system of qualified and prepared Personal Loan providers in India. Recover your life on track in a matter of seconds so you can proceed with spotlight on the vital things. We don't take a charge or commission from your sum when you apply for personal credit online in India through us. We guarantee that you get the best arrangement for a personal advance in India by looking at your points of interest against the qualification criteria of different banks and NBFCs. Our wide skill in this cluster enables us to offer our customers the assistance with prompt impact ideal from your demand. Our personal loans are accessible for a scope of various sums and have diverse reimbursement terms in India. The reimbursement time frame relies upon the sum and the motivation behind the advance. The most extreme sum one can benefit depends from one loan specialist to other. You can likewise check your personal advance qualification by visiting our site. Also, we have a proficient personal credit EMI calculator which will enable you to get a thought of how much advance sum you ought to acquire. Further, you can likewise profit by our free credit report benefit before applying for an advance which gives a top to bottom investigation of your credit history.

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  • HDFC Bank

  • 11.3% - 18%

    Interest Rate
  • 0.50 To 2.5%

    Processing Fee
  • Max 40L

    Loan Amount
  • 1 Year 5 Years

    Tenure
  • ICICI Bank

  • 11.3% - 18%

    Interest Rate
  • 0.50 To 2.5%

    Processing Fee
  • Max 40L

    Loan Amount
  • 1 Year 5 Years

    Tenure
  • Fullerton India

  • 11.3% - 18%

    Interest Rate
  • 0.50 To 2.5%

    Processing Fee
  • Max 40L

    Loan Amount
  • 1 Year 5 Years

    Tenure
  • Yes Bank

  • 11.3% - 18%

    Interest Rate
  • 0.50 To 2.5%

    Processing Fee
  • Max 40L

    Loan Amount
  • 1 Year 5 Years

    Tenure
  • Axis Bank

  • 11.3% - 18%

    Interest Rate
  • 0.50 To 2.5%

    Processing Fee
  • Max 40L

    Loan Amount
  • 1 Year 5 Years

    Tenure
  • IDFC Bank

  • 11.3% - 18%

    Interest Rate
  • 0.50 To 2.5%

    Processing Fee
  • Max 40L

    Loan Amount
  • 1 Year 5 Years

    Tenure
  • Tata Capital

  • 11.3% - 18%

    Interest Rate
  • 0.50 To 2.5%

    Processing Fee
  • Max 40L

    Loan Amount
  • 1 Year 5 Years

    Tenure
  • Bajaj FinServ

  • 11.3% - 18%

    Interest Rate
  • 0.50 To 2.5%

    Processing Fee
  • Max 40L

    Loan Amount
  • 1 Year 5 Years

    Tenure
  • Indiabulls

  • 11.3% - 18%

    Interest Rate
  • 0.50 To 2.5%

    Processing Fee
  • Max 40L

    Loan Amount
  • 1 Year 5 Years

    Tenure

General information

Rs
Rs

Personal information

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Addrsss details

terms & conditions *

Company Information

Office Address

Rs
  • Yes
  • No

Documentation

FOR SALARIED INDIVIDUAL

KYC Documents:-
  • PAN Card
  • Aadhar Card
  • Residence proof
Job Continuity Proof Anyone from the following:-
  • Current Job Appointment letter (if it is less then 1 year)
  • Experience Certificate (including your previous job certificate or appointment and relieving letter)
  • Latest passport size photo
Income Proof:-
  • Last 2 months salary slip
  • FORM-16 (Last 2 years)
  • Last 6 months bank statement where the salary has been credited
  • Last 12 month personal loan statement (In case of balance transfer)

Terms & Conditions

  1. Stamp duty at actual as per applicable law.
  2. Interest rate of sub. (subject to change as per terms and conditions /agreement) as per lender (monthly reducing)
  3. Processing charge of the borrower will be according to the lender.
  4. Govt. tax and levy as per applicable government laws would be charge on all fees and charges.
  5. Cheque/SI/ECS return charges (without prejudice to the civil and criminal rights and remedies of the bank for the dishonor)  As per lender
  6. Default interest / late payment charge: as per lender
  7. Legal repossession and incidental charges: At actual
  8. Duplicate amortization/ repayment schedule: as per lender
  9. Cheque /Si/ESI swapping charges: As per lender
  10. Details of security  As per lender
  11. Taxes at actual, applicable presently or in future.
  12. Date on which annual outstanding balance statement will be issued:31st may
  13. Loan cancellation charges:  As per lender Interest would be charged for the interim period between the date of disbursement and date of loan cancellation
  14. Gap interest will be recovered from disbursement amount where the number of the days between account credit date (i.e. of the disbursement amount ) and first EMI date is more that 30/31 days

You're probably eligible for a Loan if you are

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Salary must be in your account

  • Minimum salary required Rs.15000/Month credit in bank

  • Minimum job experience / stability 6 months