Unlike other loans, a personal loan is considered the most flexible and feasible loan type. It gives the liberty of utilizing the loan money for any purpose and fulfilling the demand for urgency. The interest rate under this loan is also reasonable and affordable to customers compared to other types. The processing and repayment terms are also convenient and flexible. These are the real reasons behind such a great demand for personal loans among customers. Considering various good features of personal loans and its sudden demand to meet emergency needs, ICICI Bank has brought its loan at special rates and terms for public sector employees.
ICICI Bank Personal Loan
ICICI Bank has brought a perfect solution to meet the sudden financial demands of customers. It offers personal loans to public sector employees at attractive rates and terms. Its loan has come up with the following features:
- Loan Amount- The interested customers can avail of ICICI Bank personal loan up to Rs 50 lac.
- Interest Rate- The bank is offering a special rate of interest for the applicant category of Public sector undertaking employees. It is charging an interest rate of 10.99% on its loan.
- Processing fees- The bank is charging an affordable rate of processing fees. It will charge 1% of processing fees on its loan to public sector employees.
- Collateral Free personal loan- the bank is charging no collateral fee on a personal loan. Moreover, a personal loan is an unsecured loan type. The customer is not obliged to pledge as to any asset in this.
- Multi-purpose loan- the customers have the liberty to utilize the loan money for any of the following purposes,i.e., marriage, medical expenses, travelling, home renovation, etc.
- The employee must be working in a Public sector undertaking.
- He or she must be working with the current employee for at least 6 months.
- He must lie in the age group of 23 to 58 years.
- He must have a total of at least 2 years of working experience.
- He or she must earn at least Rs 30,000/- per month.
- Identity Proof
- Address Proof
- Bank statement of last 6 months
- Salary slip
Why choose AapkaBank for the application for an ICICI Bank personal loan?
AapkaBank is a leading Indian financial service provider. We deal in financial products of many reputed Banks and financial institutions of India. We offer a variety of financial products to our customers at an attractive rate of interest and other terms. Our Financial services are known for the following:
- We aim to provide 100% satisfaction to our customers with our brilliant services.
- We offer the best deals on our various financial products.
- We provide proper guidance and assistance to our customers with the necessary paperwork.