Apply for home loan

  • 8.75% - 12%

    Interest Rate Range

  • 0.50% to 1.50 %

    Processing Rate Range

  • Max 5 Cr.

    Loan Amount

  • 1 Year - 20 Years

    Tenure Range

General information

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Personal information

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Code Verified

Current addrsss details

terms & conditions *

Company Information

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  • Yes
  • No

Documentation

FOR SALARIED INDIVIDUAL

Job Continuity Proof: Any One from the following:-
  • Current Job Appointment letter (if it is less then 1 year)
  • Experience Certificate (including your previous job certificate or appointment and relieving letter)
  • Latest passport size photo
Income Proof:-
  • Last 2 months salary slip
  • FORM-16 (Last 2 years)
  • Last 6 months bank statement where the salary has been credited
  • Last 12 month loan statement (In case of balance transfer)

For Self Employed

1.  Pan card (individual / firm / company)
  • Pan card (individual / partners / directors )
2. Residence  Address Proof: Any One from the following:-
  • Property Documents
  • Utility Bills / passport copy/ Adharacard / Driving licences/ Voter card ( any One )
3. Office Address Proof: Any One from the following:-
  • Property Documents
  • Utility Bills
  • Any  registration of (indusial/firm/company)
4. Office / Residence Ownership Proof (if any): Any One from the following:-
  • Property Documents
  • Maintenance Bills
  • Electricity Bills
5. Business Existence Proof Any One from the following:
  • Shop Establishment Act
  • Any Tax Registration Copy
  • Company Registration license
  • Company MOA& ROC return
  • Partnership Deed ( if partnership firm )
6. Income Proof:-
  • Latest 3 years Income Tax Returns including Computation of Income, Profit and Loss Account, Balance Sheet, Audit Report, etc.,
  • Last 12 months bank statement current / limit.
7. Required Documents for Balance Transfer (Existing Bank):-
  • Foreclosure letter from the bank.
  • Loan statements

Terms & Conditions

  1. Stamp duty at actual as per applicable law.
  2. Interest rate of sub. (subject to change as per terms and conditions /agreement) as per lender (monthly reducing)
  3. Processing charge of the borrower will be according to the lender.
  4. Govt. tax and levy as per applicable government laws would be charge on all fees and charges.
  5. Cheque/SI/ECS return charges (without prejudice to the civil and criminal rights and remedies of the bank for the dishonor)  As per lender
  6. Default interest / late payment charge: as per lender
  7. Legal repossession and incidental charges: At actual
  8. Duplicate amortization/ repayment schedule: as per lender
  9. Cheque /Si/ESI swapping charges: As per lender
  10. Details of security  As per lender
  11. Taxes at actual, applicable presently or in future.
  12. Date on which annual outstanding balance statement will be issued:31st may
  13. Loan cancellation charges:  As per lender Interest would be charged for the interim period between the date of disbursement and date of loan cancellation
  14. Gap interest will be recovered from disbursement amount where the number of the days between account credit date (i.e. of the disbursement amount ) and first EMI date is more that 30/31 days

Property should be approved by authority

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Salary Must Be In Your Account

  • Minimum salary required Rs.15000/Month credit in bank

  • Minimum job experience / stability 6 months

  • Minimum Net Annual ITR 1.5 Lakh

  • Must have a 6 month old current account

  • Business must be 2 years old

  • No Collateral required

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