Digital Personal Loan

Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.

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Our Financial Institutions

  • HDFC Bank
  • ICICI Bank
  • Fullerton India
  • IDFC Bank
  • Ujjivan Small Finance Bank

Basic Eligibility Criteria

You're probably eligible for a Loan if you are

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Salary must be in your account

  • Minimum salary required Rs.15000/Month credit in bank

  • Minimum job experience / stability 6 months

Get Digital Personal Loan @Aapka Bank


The advent of digitalization has benefitted almost all sectors of the economy. But the one who attained huge heights was the banking sector. Banking has now reached another level where all its workings have improved than what they use to be in earlier times. Now customers don't have to visit banks and indulge themselves in huge paper works. Instead, they can avail themselves of such services through mobile banking by staying within the comforts of their house.  

Aapka bank, one of India's leading financial service providers have brought the option of digital personal loans to its customers so that they can meet immediate cash needs right by staying at their homes.
 

In a digital personal loan, every step for the procurement of the loan is carried on digitally. The customer applies for a loan, submits documents, verifies, and procures a loan using a virtual platform. Also, customers do not have to pledge any asset as collateral security in favour of the bank. So it is beneficial for those who don't have assets to pledge.  

 We provide the following features on digital personal loan to our customers:  

Features of our Digital Personal Loan 

  • Quick approval of loan- We, at Aapka bank, ensure complete digital processing of your loan application. It begins with the digital application of a loan to quick disbursement of the same. As there is complete digitalization of the loan approval process and no inclusion of paperwork, the customers can quickly get their loan applications approved.
  • Requires no collateral security- One of the best features of a digital personal loan is that there is no requirement for collateral by the bank. So, we offer the same feature to our customers and grants them a loan without increasing financial burdens on their heads.
  • Involves no hidden fees- We offer digital personal loans to our customers with attractive interest rates, clear fees, and other charges terms. They are not charged anything above what is mentioned in the loan agreement. So, the customers are charged no hidden fees but only the fee, which is stated in the agreement like processing fee, penal interest, etc.
  • Flexibility in loan repayments- We ensure flexibility on our loan repayment options. In this, customers can put themselves at ease by choosing the Flexi loan repayment facility. This facility will help them in managing their financial needs and burdens.  
  • Involves no delays in loan processing- As everything from application to final disbursement is being executed using a digital platform; the customers don't have to face any loan processing delays. So, we ensure that customers do not face delays in any sort of loan application related work, and they get cash instantly.
  • Processing fees- We charge mere fees of 0.50 to 3% of its digital personal loan.
  • Tenure of the loan- The customers can get a personal loan for a period of up to 5 years.
  • Documents required- Documents like Identity Proof (PAN card, Aadhar Card, Driving license), Address proof, income proof, bank statement, and proof of employment are required.
  • Eligibility- only self-employed and salaried professionals can apply for this loan.
  • Good credit score- Personal loans with attractive interest rates are offered to those customers only who have a good credit score.
These are the features that we provide on our loans. So, the customers who want to avail of instant digital personal loans with amazing features must choose Aapka bank for the same.