Rajasthan

Business Loans ranging from Rs.75K to Rs.55L with a tenure starting from 6 months.

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Our Financial Institutions

  • HDFC Bank
  • ICICI Bank
  • Fullerton India
  • IDFC Bank
  • Ujjivan Small Finance Bank

Basic Eligibility Criteria

You're probably eligible for a Loan if you are

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Minimum Net Annual ITR 1.5 Lakh

  • Must have a 6 month old current account

  • Business must be 2 years old

  • No Collateral required

Best business loans in Rajasthan - Scrounging in the variety!

In the North-Western part of India lies a state of riches, displaying excellent culture. It is famous for colorful handicrafts, gems, minerals, the textile industry, oils, etc. Tourists from all over the world come here to pick the best handcrafts in marble work, embossing, leather assets, pottery, and ornaments. Known for its historical tales and folks, it is a perfect tourist destination. With a flourishing and abundant variety to export and sell, it is the best business hub. The Best business loans in Rajasthan come in handy for anyone who wishes to exhibit the diverse Rajasthan culture for trade benefits!

Everyone may not have sufficient funds to lay the foundation of a large enterprise. Everyone begins the journey from scratch. To help the process loans come to the rescue! It is the amount that banks offer to an individual to grow or start a business. It involves interest on the available market rate. Learning about the best helps to have the best borrowing experience.

Business Loan in Rajasthan – The topmost banks!

The following are the must-know banks if one is looking for a business loan:

Bank Name Interest Rate Processing Fees Links
HDFC Between 14.50% - 21.00%. UP TO 2.50% Apply Now
IDFC Between 16.00% - 24.00% UP TO 3.50% Apply Now
Bajaj FinServ 17%onwards UP TO 2.00% Apply Now
Lending Kart 12% onwards 2.00% TO 3.00% Apply Now
ICICI 16.50% onwards Starting from 0.99%, Up to 2.00% Apply Now

 

Business Loans - Documents & Eligibility


One can approach a business loan if one assures or has a business running for at least a year. An extension of a minimum profit of 2 lakhs per month is a must. Learning about the document needs for the Best business loans in Rajasthan speeds up the process. The following are the must-have:

  • KYC Documents
  • PAN Card of the business
  • An address proof document
  • Current bank account statements of last six months
  • Business GST certificate
  • Establishment and shop Certificate


Aapka bank - The steps to apply for a business loan!

The process of applying for a business loan is smooth. One can avail of it by either visiting a bank or online. The following are the steps:

  • Visit a bank and meet an employee for knowledge. One can also visit the website for the details.
  • Compare and decide the amount that one would want to have as a business loan.
  • Fill up the online application describing the tenure, amount, and more.
  • One will then have to submit the documents, and a bank representative may also get in touch.
  • The application will go through various stages of checks for verification before approval.
  • Once one receives the approval, one will have the best business loans in Rajasthan to enjoy and live the dreams.

FAQ

  • What is the eligibility to apply for a business loan in Rajasthan?
    There are two conditions for anyone who wishes to apply for Business Loan in Rajasthan. Anyone with a profit of two lakhs monthly and a business in operation for the past year is eligible.

  • What maximum borrow limit for anyone wishing to take a loan?
    The limit varies and depends on several factors, including the need, business, nature of the loan, and more. An unsecured loan can go up to 1 crore, while a secure loan has a limit of 50 crores.

  • Is there a tenure limit for anyone seeking loans in Rajasthan?
    The maximum tenure in the bank for an unsecured and secure business loan is 15 years and seven years. The tenure limit is also subject to changes with banks and over time.

  • How long will one have to wait for business loan approval?
    The minimum duration for a secured loan is 7-15 days, and an unsecured loan is just three days. With reliable banks, one can apply for Business Loan in Rajasthan and enjoy the benefits quickly.