Apply for business loan

  • 15% - 17%

    Interest Rate Range
  • Max 2.5%

    Processing Rate Range
  • 75K - 55 L

    Loan Amount
  • 1 Year - 3 Years

    Tenure Range

General information


business information

Code Verified

Current Addrsss details

I have read terms & conditions *

Company Information

  • Yes
  • No


1.  Pan card (individual / firm / company)
  • Pan card (individual / partners / directors )
2. Residence  Address Proof: Any One from the following:
  • Utility Bills / passport copy/Aadhar card / Driving license/ Voter card ( any One )
3. Office Address Proof: Any One from the following:-
  • Property Documents
  • Utility Bills
  • Any  registration of (industrial /firm/company)
4. Office / Residence Ownership Proof (if any): Any One from the following:-
  • Property Documents
  • Electricity Bills
5. Business Existence Proof Any One from the following:
  • Shop Establishment Act
  • Any Tax Registration Copy
  • Company Registration license
  • Company MOA& ROC return
  • Partnership Deed ( if partnership firm )
6. Income Proof:-
  • Latest 3 years Income Tax Returns including Computation of Income, Profit and Loss Account, Balance Sheet, Audit Report, etc.,
  • Last 12 months bank statement current / limit.
7. Required Documents for Balance Transfer (Existing Bank):-
  • Foreclosure letter from the bank.
  • Loan statements

Terms & Conditions

  1. Stamp duty at actual as per applicable law.
  2. Interest rate of sub. (subject to change as per terms and conditions /agreement) as per lender (monthly reducing)
  3. Processing charge of the borrower will be according to the lender.
  4. Govt. tax and levy as per applicable government laws would be charge on all fees and charges.
  5. Cheque/SI/ECS return charges (without prejudice to the civil and criminal rights and remedies of the bank for the dishonor)  As per lender
  6. Default interest / late payment charge: as per lender
  7. Legal repossession and incidental charges: At actual
  8. Duplicate amortization/ repayment schedule: as per lender
  9. Cheque /Si/ESI swapping charges: As per lender
  10. Details of security  As per lender
  11. Taxes at actual, applicable presently or in future.
  12. Date on which annual outstanding balance statement will be issued:31st may
  13. Loan cancellation charges:  As per lender Interest would be charged for the interim period between the date of disbursement and date of loan cancellation
  14. Gap interest will be recovered from disbursement amount where the number of the days between account credit date (i.e. of the disbursement amount ) and first EMI date is more that 30/31 days

You're probably eligible for a Loan if you are

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Minimum Net Annual ITR 1.5 Lakh

  • Must have a 6 month old current account

  • Business must be 2 years old

  • No Collateral required

Get Business Loan for New Business in India - Apply Online

Business loan rate in AapkaBank relies on the loan sum you apply. Higher the loan sum, lesser will be the financing cost. Bank gives the loan of least Rs. 5 Lakh to up to Rs. 55 Lakh. The financing cost for high loan sum can be brought down by lower EMIs. Our business loan facility enables you to extend your dare higher than ever, overhaul your current business and maximize your business growth. We comprehend that business fund is basic for existing firms in various periods of development, and in this manner we kept our business loan in India simple and basic. We offer among the best business loans in India, with finish straightforwardness and focused financing costs. Likewise, our business loans don't require any security. Additionally, our relationship officers are always on toes to enable you to settle on the choice that is best for your business.

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